Expense Reduction
Cost Remediation

We conduct audits of your merchants or vendors to reveal potential savings.
Worker's Comp Audit
Our worker’s comp audit identifies and recovers premium overcharges by reviewing the past 5-7 years of classifications, experience rating calculations and premium audit calculations. We do this with NO upfront cost or obligation to move forward. We also don’t replace your broker or carrier.
Credit Card Merchant Audit
Our two-phase approach to expense reduction is unparalleled in the payments industry. We conduct an 11 point audit to review your credit card merchant to identify areas of correction, i.e., plan type, rates and fees. There is no cost upfront, or obligation to move forward. We do not replace your merchant or advisor.
Waste & Recycling Audit
We will identify and recover overcharges on your waste and recycling vendor. No upfront cost or obligation to move forward. We will not replace your current vendor.
Participatory Preventative Care With
Emphasis on Wellness
This is a Self-Insured Medical Expense Reimbursement Program with an emphasis on preventative care (SIMERP). This encourages employees to be healthier and enables them to make educated decisions about their health on a daily basis.
This program is at no cost ever to the business or nonprofit. It is offered to employees with no reduction in the employees take home pay.
A business can save an average of $500-$600 a year in FICA savings per employee at no cost. As well as, a business can reduce payroll an average of $12,000 per year per employee.

Participants of the program are provided a health and wellness dashboard which includes:
- Telehealth
- Virtual ER
- Teletherapy
- Health risk Assessments
- Employee Assistance Program
- 80/20 Diabetes / Weightloss Program
- 24aLife Mayo Clinic Program
- Stay Healthy Pediatric App